B.C. Caregiver Fights to Prove Loaded Aeroplan Card Was a Gift, Not Stolen (2026)

In a recent case before the BC Civil Resolution Tribunal, a caregiver's claim of theft was dismissed, highlighting the complexities of decision-making in the context of cognitive decline and gift-giving. The case revolves around an Aeroplan card loaded with points, a patient with dementia, and the patient's daughter, who acted as the caregiver's employer.

The applicant, TI, argued that the respondent, HJ, took her father's Aeroplan card, changed the contact information, and used the points for her own benefit. TI sought $5,000 for the value of the points. HJ, however, claimed that the card was a gift to recognize her work as a care aide.

The tribunal's decision hinged on the question of whether TI's father had the capacity to understand the nature and effect of gifting the Aeroplan points. Despite his cognitive decline, the tribunal found that there was no evidence to suggest that HJ took the card without the father's knowledge. HJ had the password, and the father did not express any concerns about the points.

The tribunal's analysis considered the father's cognitive decline, noting that it did not establish a lack of understanding regarding the gift. The doctor's letter indicated that the father's decline was more related to physical difficulty than memory, and he was still able to perform many activities independently.

TI's argument that her father may have misunderstood the value of the points or that the points continued to accrue was also considered. However, the tribunal determined that the father's cognitive decline did not prevent him from understanding the nature of the gift.

Ultimately, the tribunal ruled that it was more likely than not that the card with the Aeroplan points was a gift, and TI's claims of theft were dismissed. This case underscores the importance of understanding the cognitive capacity of individuals, especially in legal contexts, and highlights the challenges of navigating gift-giving and decision-making in the presence of cognitive decline.

B.C. Caregiver Fights to Prove Loaded Aeroplan Card Was a Gift, Not Stolen (2026)
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